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Uber Frugal Month Challenge: Days 6-8

As part of a semi-serious New Year’s Resolution (and both of us looking for new jobs), we thought we’d attempt the Uber Frugal Month by Mrs. Frugalwoods. It’s more me wanting to do this, I manage all of the finances, but Eli is also on board.

Day 6:

  • I can do this!
  • Today you should track your spending and work out your net income (after taxes etc). Also you should work out your net worth. I now have a year’s worth of data on our net income and set expenses (such as gas, electricity etc), but haven’t calculated my net worth. I think if we had more assets, this would become more important for me.

Day 7:

  • I will eat everything I buy at the grocery store!
  • I try, I try. I’m not sure I succeed always, there are always a couple of mouldy things out of a punnet that I lose. Every time I say ‘reduce waste’, I knuckle down and end up with a freezer full of things to eat! I’m still working through that…

Day 8:

  • Establish shared life goals with your partner.
  • We both love LEGO – spending our spare cash flow on that is something we agree on. We see ourselves upgrading to a slightly bigger home in the future, but only after we have already completely paid out our current mortgage. We try to talk about it often, and I try not to worry about it! We see money differently – she sees assets, and I see debts, so together we make a good team.

In other news, at the moment we have a house guest from the USA who is going to go to Brickvention. It’s a bit weird having another adult in our home again, but its good preparation for when we hopefully get a Japanese home-stay student.

January’s running expenses (and a catalogue of posts in this series so far): 

  1. None
  2. swim -$17.40, PayPal payment for Lego sale $69.40
  3. None
  4. None
  5. apricots for drying -$100, eggs and cockroach bait -$23.10, disposable wipes -$3.99, found $10!
  6. None
  7. None
  8. petrol for both cars -$77.96
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